LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,276
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,716
−HK$1,462/mo
Today · 4.125%
HK$49,178
baseline
▲ 0.50% · 4.625%
HK$52,171
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,356/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,482
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,863
−HK$1,400/mo
Today · 4.125%
HK$54,263
baseline
▲ 0.50% · 4.625%
HK$57,124
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,526/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,532
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,259
−HK$1,755/mo
Today · 4.125%
HK$59,014
baseline
▲ 0.50% · 4.625%
HK$62,605
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,028/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,778
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,435
−HK$1,681/mo
Today · 4.125%
HK$65,116
baseline
▲ 0.50% · 4.625%
HK$68,549
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,232/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,787
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,802
−HK$2,048/mo
Today · 4.125%
HK$68,850
baseline
▲ 0.50% · 4.625%
HK$73,039
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,700/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,075
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,008
−HK$1,961/mo
Today · 4.125%
HK$75,969
baseline
▲ 0.50% · 4.625%
HK$79,973
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,938/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,298
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,889
−HK$2,632/mo
Today · 4.125%
HK$88,521
baseline
▲ 0.50% · 4.625%
HK$93,907
+HK$5,386/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,042/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,668
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,153
−HK$2,521/mo
Today · 4.125%
HK$97,674
baseline
▲ 0.50% · 4.625%
HK$102,823
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,348/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,441 · Scale 2, in force from 26 Feb 2026)