LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,279
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,463/mo
Today · 4.125%
HK$49,181
baseline
▲ 0.50% · 4.625%
HK$52,174
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,362/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,485
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,866
−HK$1,400/mo
Today · 4.125%
HK$54,266
baseline
▲ 0.50% · 4.625%
HK$57,127
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,532/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,535
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,262
−HK$1,755/mo
Today · 4.125%
HK$59,017
baseline
▲ 0.50% · 4.625%
HK$62,608
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,034/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,782
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,439
−HK$1,681/mo
Today · 4.125%
HK$65,120
baseline
▲ 0.50% · 4.625%
HK$68,552
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,240/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,790
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,806
−HK$2,047/mo
Today · 4.125%
HK$68,853
baseline
▲ 0.50% · 4.625%
HK$73,043
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,706/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,079
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,012
−HK$1,961/mo
Today · 4.125%
HK$75,973
baseline
▲ 0.50% · 4.625%
HK$79,978
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,946/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,302
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,893
−HK$2,633/mo
Today · 4.125%
HK$88,526
baseline
▲ 0.50% · 4.625%
HK$93,912
+HK$5,386/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,052/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,673
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,158
−HK$2,521/mo
Today · 4.125%
HK$97,679
baseline
▲ 0.50% · 4.625%
HK$102,828
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,358/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,547 · Scale 2, in force from 26 Feb 2026)