LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,281
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,721
−HK$1,462/mo
Today · 4.125%
HK$49,183
baseline
▲ 0.50% · 4.625%
HK$52,176
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,366/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,487
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,868
−HK$1,401/mo
Today · 4.125%
HK$54,269
baseline
▲ 0.50% · 4.625%
HK$57,130
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,538/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,537
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,265
−HK$1,755/mo
Today · 4.125%
HK$59,020
baseline
▲ 0.50% · 4.625%
HK$62,611
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,040/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,785
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,442
−HK$1,681/mo
Today · 4.125%
HK$65,123
baseline
▲ 0.50% · 4.625%
HK$68,555
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,246/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,794
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,809
−HK$2,048/mo
Today · 4.125%
HK$68,857
baseline
▲ 0.50% · 4.625%
HK$73,046
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,714/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,082
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,015
−HK$1,962/mo
Today · 4.125%
HK$75,977
baseline
▲ 0.50% · 4.625%
HK$79,981
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,954/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,306
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,897
−HK$2,633/mo
Today · 4.125%
HK$88,530
baseline
▲ 0.50% · 4.625%
HK$93,917
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,060/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,677
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,163
−HK$2,521/mo
Today · 4.125%
HK$97,684
baseline
▲ 0.50% · 4.625%
HK$102,833
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,368/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,645 · Scale 2, in force from 26 Feb 2026)