LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,282
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,721
−HK$1,463/mo
Today · 4.125%
HK$49,184
baseline
▲ 0.50% · 4.625%
HK$52,177
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,368/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,488
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,401/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,130
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,538
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,266
−HK$1,755/mo
Today · 4.125%
HK$59,021
baseline
▲ 0.50% · 4.625%
HK$62,612
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,042/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,786
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,443
−HK$1,681/mo
Today · 4.125%
HK$65,124
baseline
▲ 0.50% · 4.625%
HK$68,556
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,248/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,794
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,810
−HK$2,048/mo
Today · 4.125%
HK$68,858
baseline
▲ 0.50% · 4.625%
HK$73,047
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,716/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,083
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,016
−HK$1,962/mo
Today · 4.125%
HK$75,978
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,956/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,307
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,899
−HK$2,632/mo
Today · 4.125%
HK$88,531
baseline
▲ 0.50% · 4.625%
HK$93,918
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,062/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,678
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,164
−HK$2,522/mo
Today · 4.125%
HK$97,686
baseline
▲ 0.50% · 4.625%
HK$102,835
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,372/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,674 · Scale 2, in force from 26 Feb 2026)