LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,282
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,722
−HK$1,462/mo
Today · 4.125%
HK$49,184
baseline
▲ 0.50% · 4.625%
HK$52,177
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,368/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,488
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,401/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,131
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,266
−HK$1,755/mo
Today · 4.125%
HK$59,021
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,592/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,042/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,786
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,443
−HK$1,681/mo
Today · 4.125%
HK$65,124
baseline
▲ 0.50% · 4.625%
HK$68,557
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,248/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,795
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,811
−HK$2,047/mo
Today · 4.125%
HK$68,858
baseline
▲ 0.50% · 4.625%
HK$73,048
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,716/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,084
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,017
−HK$1,961/mo
Today · 4.125%
HK$75,978
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,956/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,308
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,899
−HK$2,633/mo
Today · 4.125%
HK$88,532
baseline
▲ 0.50% · 4.625%
HK$93,919
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,064/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,679
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,165
−HK$2,521/mo
Today · 4.125%
HK$97,686
baseline
▲ 0.50% · 4.625%
HK$102,836
+HK$5,150/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,372/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,693 · Scale 2, in force from 26 Feb 2026)