LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,283
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,722
−HK$1,463/mo
Today · 4.125%
HK$49,185
baseline
▲ 0.50% · 4.625%
HK$52,178
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,370/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,489
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,870
−HK$1,401/mo
Today · 4.125%
HK$54,271
baseline
▲ 0.50% · 4.625%
HK$57,131
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,542/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,267
−HK$1,755/mo
Today · 4.125%
HK$59,022
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,044/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,681/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,796
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,811
−HK$2,048/mo
Today · 4.125%
HK$68,859
baseline
▲ 0.50% · 4.625%
HK$73,049
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,718/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,084
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,018
−HK$1,961/mo
Today · 4.125%
HK$75,979
baseline
▲ 0.50% · 4.625%
HK$79,984
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,958/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,309
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,900
−HK$2,633/mo
Today · 4.125%
HK$88,533
baseline
▲ 0.50% · 4.625%
HK$93,920
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,066/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,680
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,166
−HK$2,521/mo
Today · 4.125%
HK$97,687
baseline
▲ 0.50% · 4.625%
HK$102,836
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,374/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,710 · Scale 2, in force from 26 Feb 2026)