LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,284
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,724
−HK$1,463/mo
Today · 4.125%
HK$49,187
baseline
▲ 0.50% · 4.625%
HK$52,179
+HK$2,992/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,374/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,491
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,872
−HK$1,400/mo
Today · 4.125%
HK$54,272
baseline
▲ 0.50% · 4.625%
HK$57,133
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,544/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,541
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,269
−HK$1,755/mo
Today · 4.125%
HK$59,024
baseline
▲ 0.50% · 4.625%
HK$62,615
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,048/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,789
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,446
−HK$1,681/mo
Today · 4.125%
HK$65,127
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,254/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,798
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,813
−HK$2,048/mo
Today · 4.125%
HK$68,861
baseline
▲ 0.50% · 4.625%
HK$73,051
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,722/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,087
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,020
−HK$1,961/mo
Today · 4.125%
HK$75,981
baseline
▲ 0.50% · 4.625%
HK$79,987
+HK$4,006/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,962/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,311
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,903
−HK$2,633/mo
Today · 4.125%
HK$88,536
baseline
▲ 0.50% · 4.625%
HK$93,923
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,072/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,683
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,169
−HK$2,521/mo
Today · 4.125%
HK$97,690
baseline
▲ 0.50% · 4.625%
HK$102,840
+HK$5,150/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,380/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,776 · Scale 2, in force from 26 Feb 2026)