LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,284
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,724
−HK$1,463/mo
Today · 4.125%
HK$49,187
baseline
▲ 0.50% · 4.625%
HK$52,180
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,374/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,491
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,872
−HK$1,401/mo
Today · 4.125%
HK$54,273
baseline
▲ 0.50% · 4.625%
HK$57,134
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,546/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,541
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,269
−HK$1,755/mo
Today · 4.125%
HK$59,024
baseline
▲ 0.50% · 4.625%
HK$62,616
+HK$3,592/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,048/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,789
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,446
−HK$1,681/mo
Today · 4.125%
HK$65,127
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,254/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,798
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,814
−HK$2,048/mo
Today · 4.125%
HK$68,862
baseline
▲ 0.50% · 4.625%
HK$73,052
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,724/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,087
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,021
−HK$1,961/mo
Today · 4.125%
HK$75,982
baseline
▲ 0.50% · 4.625%
HK$79,987
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,964/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,312
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,903
−HK$2,633/mo
Today · 4.125%
HK$88,536
baseline
▲ 0.50% · 4.625%
HK$93,923
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,072/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,684
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,169
−HK$2,522/mo
Today · 4.125%
HK$97,691
baseline
▲ 0.50% · 4.625%
HK$102,840
+HK$5,149/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,382/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,788 · Scale 2, in force from 26 Feb 2026)