LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,287
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,727
−HK$1,462/mo
Today · 4.125%
HK$49,189
baseline
▲ 0.50% · 4.625%
HK$52,182
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,378/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,494
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,875
−HK$1,401/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,137
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,755/mo
Today · 4.125%
HK$59,027
baseline
▲ 0.50% · 4.625%
HK$62,619
+HK$3,592/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,054/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,792
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,450
−HK$1,681/mo
Today · 4.125%
HK$65,131
baseline
▲ 0.50% · 4.625%
HK$68,564
+HK$3,433/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,262/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,802
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,817
−HK$2,048/mo
Today · 4.125%
HK$68,865
baseline
▲ 0.50% · 4.625%
HK$73,055
+HK$4,190/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,730/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,091
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$1,961/mo
Today · 4.125%
HK$75,986
baseline
▲ 0.50% · 4.625%
HK$79,991
+HK$4,005/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,972/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,316
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,908
−HK$2,633/mo
Today · 4.125%
HK$88,541
baseline
▲ 0.50% · 4.625%
HK$93,928
+HK$5,387/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,082/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,689
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,174
−HK$2,522/mo
Today · 4.125%
HK$97,696
baseline
▲ 0.50% · 4.625%
HK$102,846
+HK$5,150/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,392/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,896 · Scale 2, in force from 26 Feb 2026)