LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,291
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,731
−HK$1,463/mo
Today · 4.125%
HK$49,194
baseline
▲ 0.50% · 4.625%
HK$52,187
+HK$2,993/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,388/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,498
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,401/mo
Today · 4.125%
HK$54,280
baseline
▲ 0.50% · 4.625%
HK$57,141
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,560/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,549
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,277
−HK$1,755/mo
Today · 4.125%
HK$59,032
baseline
▲ 0.50% · 4.625%
HK$62,624
+HK$3,592/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,064/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,798
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,455
−HK$1,681/mo
Today · 4.125%
HK$65,136
baseline
▲ 0.50% · 4.625%
HK$68,570
+HK$3,434/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,272/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,807
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,823
−HK$2,048/mo
Today · 4.125%
HK$68,871
baseline
▲ 0.50% · 4.625%
HK$73,062
+HK$4,191/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,742/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,097
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,031
−HK$1,961/mo
Today · 4.125%
HK$75,992
baseline
▲ 0.50% · 4.625%
HK$79,998
+HK$4,006/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,984/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,323
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,915
−HK$2,633/mo
Today · 4.125%
HK$88,548
baseline
▲ 0.50% · 4.625%
HK$93,936
+HK$5,388/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,096/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,696
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,182
−HK$2,522/mo
Today · 4.125%
HK$97,704
baseline
▲ 0.50% · 4.625%
HK$102,855
+HK$5,151/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,408/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,067 · Scale 2, in force from 26 Feb 2026)