LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,291
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,731
−HK$1,463/mo
Today · 4.125%
HK$49,194
baseline
▲ 0.50% · 4.625%
HK$52,188
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,388/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,499
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,880
−HK$1,401/mo
Today · 4.125%
HK$54,281
baseline
▲ 0.50% · 4.625%
HK$57,142
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,562/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,550
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,277
−HK$1,756/mo
Today · 4.125%
HK$59,033
baseline
▲ 0.50% · 4.625%
HK$62,625
+HK$3,592/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,066/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,798
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,456
−HK$1,681/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$68,571
+HK$3,434/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,808
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,824
−HK$2,048/mo
Today · 4.125%
HK$68,872
baseline
▲ 0.50% · 4.625%
HK$73,063
+HK$4,191/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,744/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,098
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,032
−HK$1,961/mo
Today · 4.125%
HK$75,993
baseline
▲ 0.50% · 4.625%
HK$79,999
+HK$4,006/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,986/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,324
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,916
−HK$2,633/mo
Today · 4.125%
HK$88,549
baseline
▲ 0.50% · 4.625%
HK$93,938
+HK$5,389/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$177,098/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,697
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,184
−HK$2,522/mo
Today · 4.125%
HK$97,706
baseline
▲ 0.50% · 4.625%
HK$102,856
+HK$5,150/mo
Deposit HK$2.03M · loan HK$18.27M · min. income ≈ HK$195,412/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,092 · Scale 2, in force from 26 Feb 2026)