LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,303
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,743
−HK$1,464/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$52,201
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,512
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,893
−HK$1,402/mo
Today · 4.125%
HK$54,295
baseline
▲ 0.50% · 4.625%
HK$57,156
+HK$2,861/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,590/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,564
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,292
−HK$1,756/mo
Today · 4.125%
HK$59,048
baseline
▲ 0.50% · 4.625%
HK$62,641
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,096/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,814
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,472
−HK$1,681/mo
Today · 4.125%
HK$65,153
baseline
▲ 0.50% · 4.625%
HK$68,588
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,306/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,824
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,840
−HK$2,049/mo
Today · 4.125%
HK$68,889
baseline
▲ 0.50% · 4.625%
HK$73,081
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,778/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,116
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,050
−HK$1,962/mo
Today · 4.125%
HK$76,012
baseline
▲ 0.50% · 4.625%
HK$80,019
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$152,024/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,345
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,938
−HK$2,634/mo
Today · 4.125%
HK$88,572
baseline
▲ 0.50% · 4.625%
HK$93,961
+HK$5,389/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,144/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,721
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,207
−HK$2,523/mo
Today · 4.125%
HK$97,730
baseline
▲ 0.50% · 4.625%
HK$102,882
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,460/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,602 · Scale 2, in force from 26 Feb 2026)