LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,303
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,463/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$52,201
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,512
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,893
−HK$1,402/mo
Today · 4.125%
HK$54,295
baseline
▲ 0.50% · 4.625%
HK$57,157
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,590/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,564
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,292
−HK$1,756/mo
Today · 4.125%
HK$59,048
baseline
▲ 0.50% · 4.625%
HK$62,641
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,096/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,814
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,472
−HK$1,682/mo
Today · 4.125%
HK$65,154
baseline
▲ 0.50% · 4.625%
HK$68,588
+HK$3,434/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,308/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,825
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,841
−HK$2,049/mo
Today · 4.125%
HK$68,890
baseline
▲ 0.50% · 4.625%
HK$73,081
+HK$4,191/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,780/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,117
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,051
−HK$1,962/mo
Today · 4.125%
HK$76,013
baseline
▲ 0.50% · 4.625%
HK$80,020
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$152,026/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,346
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,938
−HK$2,634/mo
Today · 4.125%
HK$88,572
baseline
▲ 0.50% · 4.625%
HK$93,962
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,144/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,722
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,208
−HK$2,523/mo
Today · 4.125%
HK$97,731
baseline
▲ 0.50% · 4.625%
HK$102,883
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,462/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,619 · Scale 2, in force from 26 Feb 2026)