LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,306
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,746
−HK$1,464/mo
Today · 4.125%
HK$49,210
baseline
▲ 0.50% · 4.625%
HK$52,204
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,420/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,515
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,896
−HK$1,402/mo
Today · 4.125%
HK$54,298
baseline
▲ 0.50% · 4.625%
HK$57,160
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,596/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,567
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,295
−HK$1,757/mo
Today · 4.125%
HK$59,052
baseline
▲ 0.50% · 4.625%
HK$62,645
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,104/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,818
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,682/mo
Today · 4.125%
HK$65,158
baseline
▲ 0.50% · 4.625%
HK$68,592
+HK$3,434/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,316/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,828
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,845
−HK$2,048/mo
Today · 4.125%
HK$68,893
baseline
▲ 0.50% · 4.625%
HK$73,085
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,786/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,121
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,055
−HK$1,962/mo
Today · 4.125%
HK$76,017
baseline
▲ 0.50% · 4.625%
HK$80,024
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,034/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,350
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,943
−HK$2,634/mo
Today · 4.125%
HK$88,577
baseline
▲ 0.50% · 4.625%
HK$93,967
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,154/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,727
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,213
−HK$2,523/mo
Today · 4.125%
HK$97,736
baseline
▲ 0.50% · 4.625%
HK$102,888
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,472/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,729 · Scale 2, in force from 26 Feb 2026)