LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,306
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,747
−HK$1,463/mo
Today · 4.125%
HK$49,210
baseline
▲ 0.50% · 4.625%
HK$52,204
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,420/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,515
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,897
−HK$1,402/mo
Today · 4.125%
HK$54,299
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,598/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,568
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,296
−HK$1,756/mo
Today · 4.125%
HK$59,052
baseline
▲ 0.50% · 4.625%
HK$62,645
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,104/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,818
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,682/mo
Today · 4.125%
HK$65,158
baseline
▲ 0.50% · 4.625%
HK$68,593
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,316/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,829
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,845
−HK$2,049/mo
Today · 4.125%
HK$68,894
baseline
▲ 0.50% · 4.625%
HK$73,086
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,788/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,121
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,056
−HK$1,962/mo
Today · 4.125%
HK$76,018
baseline
▲ 0.50% · 4.625%
HK$80,025
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,036/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,351
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,944
−HK$2,634/mo
Today · 4.125%
HK$88,578
baseline
▲ 0.50% · 4.625%
HK$93,968
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,156/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,728
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,215
−HK$2,522/mo
Today · 4.125%
HK$97,737
baseline
▲ 0.50% · 4.625%
HK$102,889
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,474/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,752 · Scale 2, in force from 26 Feb 2026)