LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,308
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,748
−HK$1,463/mo
Today · 4.125%
HK$49,211
baseline
▲ 0.50% · 4.625%
HK$52,206
+HK$2,995/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,422/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,517
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,898
−HK$1,402/mo
Today · 4.125%
HK$54,300
baseline
▲ 0.50% · 4.625%
HK$57,162
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,600/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,569
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,298
−HK$1,756/mo
Today · 4.125%
HK$59,054
baseline
▲ 0.50% · 4.625%
HK$62,647
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,108/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,820
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,478
−HK$1,682/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$68,595
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,831
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,847
−HK$2,049/mo
Today · 4.125%
HK$68,896
baseline
▲ 0.50% · 4.625%
HK$73,088
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,792/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,123
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,058
−HK$1,962/mo
Today · 4.125%
HK$76,020
baseline
▲ 0.50% · 4.625%
HK$80,027
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,040/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,354
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,946
−HK$2,635/mo
Today · 4.125%
HK$88,581
baseline
▲ 0.50% · 4.625%
HK$93,971
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,162/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,730
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,217
−HK$2,523/mo
Today · 4.125%
HK$97,740
baseline
▲ 0.50% · 4.625%
HK$102,892
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,480/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,806 · Scale 2, in force from 26 Feb 2026)