LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,308
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,749
−HK$1,463/mo
Today · 4.125%
HK$49,212
baseline
▲ 0.50% · 4.625%
HK$52,207
+HK$2,995/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,424/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,518
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,899
−HK$1,402/mo
Today · 4.125%
HK$54,301
baseline
▲ 0.50% · 4.625%
HK$57,163
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,602/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,570
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,299
−HK$1,756/mo
Today · 4.125%
HK$59,055
baseline
▲ 0.50% · 4.625%
HK$62,648
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,110/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,821
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,479
−HK$1,682/mo
Today · 4.125%
HK$65,161
baseline
▲ 0.50% · 4.625%
HK$68,596
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,322/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,832
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,848
−HK$2,049/mo
Today · 4.125%
HK$68,897
baseline
▲ 0.50% · 4.625%
HK$73,089
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,794/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,125
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,059
−HK$1,962/mo
Today · 4.125%
HK$76,021
baseline
▲ 0.50% · 4.625%
HK$80,029
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,042/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,355
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,948
−HK$2,634/mo
Today · 4.125%
HK$88,582
baseline
▲ 0.50% · 4.625%
HK$93,972
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,164/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,732
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,219
−HK$2,523/mo
Today · 4.125%
HK$97,742
baseline
▲ 0.50% · 4.625%
HK$102,894
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,484/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,841 · Scale 2, in force from 26 Feb 2026)