LTV · monthly repayment
▼ 0.50% · 3.625%
HK$463,099
−HK$29,041/mo
▼ 0.25% · 3.875%
HK$477,504
−HK$14,636/mo
Today · 4.125%
HK$492,140
baseline
▲ 0.50% · 4.625%
HK$522,085
+HK$29,945/mo
Deposit HK$101.55M · loan HK$101.55M · min. income ≈ HK$984,280/mo (50% DSR)
Upfront cash ≈ HK$114.75M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,193
−HK$27,835/mo
▼ 0.25% · 3.875%
HK$529,011
−HK$14,017/mo
Today · 4.125%
HK$543,028
baseline
▲ 0.50% · 4.625%
HK$571,651
+HK$28,623/mo
Deposit HK$101.55M · loan HK$101.55M · min. income ≈ HK$1,086,056/mo (50% DSR)
Upfront cash ≈ HK$114.75M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$555,719
−HK$34,849/mo
▼ 0.25% · 3.875%
HK$573,005
−HK$17,563/mo
Today · 4.125%
HK$590,568
baseline
▲ 0.50% · 4.625%
HK$626,502
+HK$35,934/mo
Deposit HK$81.24M · loan HK$121.85M · min. income ≈ HK$1,181,136/mo (50% DSR)
Upfront cash ≈ HK$94.44M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$618,232
−HK$33,401/mo
▼ 0.25% · 3.875%
HK$634,813
−HK$16,820/mo
Today · 4.125%
HK$651,633
baseline
▲ 0.50% · 4.625%
HK$685,982
+HK$34,349/mo
Deposit HK$81.24M · loan HK$121.85M · min. income ≈ HK$1,303,266/mo (50% DSR)
Upfront cash ≈ HK$94.44M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$648,339
−HK$40,657/mo
▼ 0.25% · 3.875%
HK$668,506
−HK$20,490/mo
Today · 4.125%
HK$688,996
baseline
▲ 0.50% · 4.625%
HK$730,919
+HK$41,923/mo
Deposit HK$60.93M · loan HK$142.16M · min. income ≈ HK$1,377,992/mo (50% DSR)
Upfront cash ≈ HK$74.13M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,271
−HK$38,968/mo
▼ 0.25% · 3.875%
HK$740,615
−HK$19,624/mo
Today · 4.125%
HK$760,239
baseline
▲ 0.50% · 4.625%
HK$800,312
+HK$40,073/mo
Deposit HK$60.93M · loan HK$142.16M · min. income ≈ HK$1,520,478/mo (50% DSR)
Upfront cash ≈ HK$74.13M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$833,579
−HK$52,273/mo
▼ 0.25% · 3.875%
HK$859,508
−HK$26,344/mo
Today · 4.125%
HK$885,852
baseline
▲ 0.50% · 4.625%
HK$939,753
+HK$53,901/mo
Deposit HK$20.31M · loan HK$182.78M · min. income ≈ HK$1,771,704/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$927,348
−HK$50,102/mo
▼ 0.25% · 3.875%
HK$952,219
−HK$25,231/mo
Today · 4.125%
HK$977,450
baseline
▲ 0.50% · 4.625%
HK$1,028,972
+HK$51,522/mo
Deposit HK$20.31M · loan HK$182.78M · min. income ≈ HK$1,954,900/mo (50% DSR)
Upfront cash ≈ HK$33.51M (deposit + AVD stamp duty HK$13,200,908 · Scale 2, in force from 26 Feb 2026)