LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,310
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,751
−HK$1,464/mo
Today · 4.125%
HK$49,215
baseline
▲ 0.50% · 4.625%
HK$52,209
+HK$2,994/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,430/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,520
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,902
−HK$1,401/mo
Today · 4.125%
HK$54,303
baseline
▲ 0.50% · 4.625%
HK$57,166
+HK$2,863/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,606/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,573
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,301
−HK$1,756/mo
Today · 4.125%
HK$59,057
baseline
▲ 0.50% · 4.625%
HK$62,651
+HK$3,594/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,114/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,824
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,482
−HK$1,682/mo
Today · 4.125%
HK$65,164
baseline
▲ 0.50% · 4.625%
HK$68,599
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,328/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,835
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,851
−HK$2,049/mo
Today · 4.125%
HK$68,900
baseline
▲ 0.50% · 4.625%
HK$73,093
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,800/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,128
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,062
−HK$1,963/mo
Today · 4.125%
HK$76,025
baseline
▲ 0.50% · 4.625%
HK$80,032
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,050/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,359
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,952
−HK$2,634/mo
Today · 4.125%
HK$88,586
baseline
▲ 0.50% · 4.625%
HK$93,976
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,172/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,736
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,223
−HK$2,523/mo
Today · 4.125%
HK$97,746
baseline
▲ 0.50% · 4.625%
HK$102,898
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,492/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,933 · Scale 2, in force from 26 Feb 2026)