LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,311
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,751
−HK$1,464/mo
Today · 4.125%
HK$49,215
baseline
▲ 0.50% · 4.625%
HK$52,210
+HK$2,995/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,430/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,520
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,902
−HK$1,402/mo
Today · 4.125%
HK$54,304
baseline
▲ 0.50% · 4.625%
HK$57,166
+HK$2,862/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,608/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,573
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,302
−HK$1,756/mo
Today · 4.125%
HK$59,058
baseline
▲ 0.50% · 4.625%
HK$62,652
+HK$3,594/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,116/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,825
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,682/mo
Today · 4.125%
HK$65,165
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,330/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,835
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$2,049/mo
Today · 4.125%
HK$68,901
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,802/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,129
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,063
−HK$1,963/mo
Today · 4.125%
HK$76,026
baseline
▲ 0.50% · 4.625%
HK$80,033
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,052/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,360
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,953
−HK$2,634/mo
Today · 4.125%
HK$88,587
baseline
▲ 0.50% · 4.625%
HK$93,977
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,174/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,737
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,224
−HK$2,523/mo
Today · 4.125%
HK$97,747
baseline
▲ 0.50% · 4.625%
HK$102,900
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,494/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,954 · Scale 2, in force from 26 Feb 2026)