LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,311
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,752
−HK$1,463/mo
Today · 4.125%
HK$49,215
baseline
▲ 0.50% · 4.625%
HK$52,210
+HK$2,995/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,430/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,521
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,401/mo
Today · 4.125%
HK$54,304
baseline
▲ 0.50% · 4.625%
HK$57,167
+HK$2,863/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,608/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,302
−HK$1,757/mo
Today · 4.125%
HK$59,059
baseline
▲ 0.50% · 4.625%
HK$62,652
+HK$3,593/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,118/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,825
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,682/mo
Today · 4.125%
HK$65,165
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,330/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,836
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,853
−HK$2,049/mo
Today · 4.125%
HK$68,902
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$4,192/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,804/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,129
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,064
−HK$1,962/mo
Today · 4.125%
HK$76,026
baseline
▲ 0.50% · 4.625%
HK$80,034
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,052/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,360
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,953
−HK$2,635/mo
Today · 4.125%
HK$88,588
baseline
▲ 0.50% · 4.625%
HK$93,978
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,176/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,738
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,225
−HK$2,523/mo
Today · 4.125%
HK$97,748
baseline
▲ 0.50% · 4.625%
HK$102,900
+HK$5,152/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,496/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,972 · Scale 2, in force from 26 Feb 2026)