LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,312
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,752
−HK$1,464/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$52,211
+HK$2,995/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,522
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,402/mo
Today · 4.125%
HK$54,305
baseline
▲ 0.50% · 4.625%
HK$57,168
+HK$2,863/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,610/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,303
−HK$1,756/mo
Today · 4.125%
HK$59,059
baseline
▲ 0.50% · 4.625%
HK$62,653
+HK$3,594/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,118/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,826
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,484
−HK$1,682/mo
Today · 4.125%
HK$65,166
baseline
▲ 0.50% · 4.625%
HK$68,601
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,332/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,837
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,853
−HK$2,049/mo
Today · 4.125%
HK$68,902
baseline
▲ 0.50% · 4.625%
HK$73,095
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,804/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,130
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$1,962/mo
Today · 4.125%
HK$76,027
baseline
▲ 0.50% · 4.625%
HK$80,035
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,054/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,361
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,954
−HK$2,635/mo
Today · 4.125%
HK$88,589
baseline
▲ 0.50% · 4.625%
HK$93,979
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,178/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,739
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,226
−HK$2,523/mo
Today · 4.125%
HK$97,749
baseline
▲ 0.50% · 4.625%
HK$102,902
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,498/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$780,995 · Scale 2, in force from 26 Feb 2026)