LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,313
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,464/mo
Today · 4.125%
HK$49,217
baseline
▲ 0.50% · 4.625%
HK$52,212
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,434/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,523
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,402/mo
Today · 4.125%
HK$54,306
baseline
▲ 0.50% · 4.625%
HK$57,169
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,612/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,575
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,304
−HK$1,756/mo
Today · 4.125%
HK$59,060
baseline
▲ 0.50% · 4.625%
HK$62,654
+HK$3,594/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,120/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,827
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,485
−HK$1,682/mo
Today · 4.125%
HK$65,167
baseline
▲ 0.50% · 4.625%
HK$68,602
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,334/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,838
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,855
−HK$2,049/mo
Today · 4.125%
HK$68,904
baseline
▲ 0.50% · 4.625%
HK$73,097
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,808/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,132
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,066
−HK$1,963/mo
Today · 4.125%
HK$76,029
baseline
▲ 0.50% · 4.625%
HK$80,036
+HK$4,007/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,058/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,363
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,956
−HK$2,635/mo
Today · 4.125%
HK$88,591
baseline
▲ 0.50% · 4.625%
HK$93,981
+HK$5,390/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,182/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,741
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,228
−HK$2,523/mo
Today · 4.125%
HK$97,751
baseline
▲ 0.50% · 4.625%
HK$102,904
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,502/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,037 · Scale 2, in force from 26 Feb 2026)