LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,313
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,754
−HK$1,463/mo
Today · 4.125%
HK$49,217
baseline
▲ 0.50% · 4.625%
HK$52,212
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,434/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,523
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,905
−HK$1,402/mo
Today · 4.125%
HK$54,307
baseline
▲ 0.50% · 4.625%
HK$57,169
+HK$2,862/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,614/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,576
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,305
−HK$1,756/mo
Today · 4.125%
HK$59,061
baseline
▲ 0.50% · 4.625%
HK$62,655
+HK$3,594/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$118,122/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,828
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,486
−HK$1,682/mo
Today · 4.125%
HK$65,168
baseline
▲ 0.50% · 4.625%
HK$68,603
+HK$3,435/mo
Deposit HK$8.12M · loan HK$12.19M · min. income ≈ HK$130,336/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,839
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,855
−HK$2,049/mo
Today · 4.125%
HK$68,904
baseline
▲ 0.50% · 4.625%
HK$73,097
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,808/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,132
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,067
−HK$1,962/mo
Today · 4.125%
HK$76,029
baseline
▲ 0.50% · 4.625%
HK$80,037
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,058/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,364
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,957
−HK$2,634/mo
Today · 4.125%
HK$88,591
baseline
▲ 0.50% · 4.625%
HK$93,982
+HK$5,391/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,182/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,741
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,229
−HK$2,523/mo
Today · 4.125%
HK$97,752
baseline
▲ 0.50% · 4.625%
HK$102,905
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,504/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,055 · Scale 2, in force from 26 Feb 2026)