LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,318
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,759
−HK$1,464/mo
Today · 4.125%
HK$49,223
baseline
▲ 0.50% · 4.625%
HK$52,218
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,446/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,402/mo
Today · 4.125%
HK$54,312
baseline
▲ 0.50% · 4.625%
HK$57,175
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,624/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,582
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,310
−HK$1,757/mo
Today · 4.125%
HK$59,067
baseline
▲ 0.50% · 4.625%
HK$62,661
+HK$3,594/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,134/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,834
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,492
−HK$1,683/mo
Today · 4.125%
HK$65,175
baseline
▲ 0.50% · 4.625%
HK$68,610
+HK$3,435/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,350/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,845
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,862
−HK$2,050/mo
Today · 4.125%
HK$68,912
baseline
▲ 0.50% · 4.625%
HK$73,105
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,824/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,140
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,074
−HK$1,963/mo
Today · 4.125%
HK$76,037
baseline
▲ 0.50% · 4.625%
HK$80,045
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,074/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,372
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,966
−HK$2,635/mo
Today · 4.125%
HK$88,601
baseline
▲ 0.50% · 4.625%
HK$93,992
+HK$5,391/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,202/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,751
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,238
−HK$2,524/mo
Today · 4.125%
HK$97,762
baseline
▲ 0.50% · 4.625%
HK$102,915
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,524/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,262 · Scale 2, in force from 26 Feb 2026)