LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,319
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,760
−HK$1,464/mo
Today · 4.125%
HK$49,224
baseline
▲ 0.50% · 4.625%
HK$52,219
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,448/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,529
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,911
−HK$1,402/mo
Today · 4.125%
HK$54,313
baseline
▲ 0.50% · 4.625%
HK$57,176
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,626/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,583
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,312
−HK$1,756/mo
Today · 4.125%
HK$59,068
baseline
▲ 0.50% · 4.625%
HK$62,662
+HK$3,594/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,136/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,835
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,494
−HK$1,682/mo
Today · 4.125%
HK$65,176
baseline
▲ 0.50% · 4.625%
HK$68,611
+HK$3,435/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,352/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,846
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,864
−HK$2,049/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$73,106
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,141
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,076
−HK$1,963/mo
Today · 4.125%
HK$76,039
baseline
▲ 0.50% · 4.625%
HK$80,047
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,078/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,374
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,967
−HK$2,635/mo
Today · 4.125%
HK$88,602
baseline
▲ 0.50% · 4.625%
HK$93,994
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,204/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,753
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,240
−HK$2,524/mo
Today · 4.125%
HK$97,764
baseline
▲ 0.50% · 4.625%
HK$102,917
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,528/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,304 · Scale 2, in force from 26 Feb 2026)