LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,321
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,761
−HK$1,464/mo
Today · 4.125%
HK$49,225
baseline
▲ 0.50% · 4.625%
HK$52,221
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,450/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,913
−HK$1,402/mo
Today · 4.125%
HK$54,315
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,630/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,585
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,314
−HK$1,756/mo
Today · 4.125%
HK$59,070
baseline
▲ 0.50% · 4.625%
HK$62,665
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,140/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,837
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,496
−HK$1,682/mo
Today · 4.125%
HK$65,178
baseline
▲ 0.50% · 4.625%
HK$68,614
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,356/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,849
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,866
−HK$2,049/mo
Today · 4.125%
HK$68,915
baseline
▲ 0.50% · 4.625%
HK$73,109
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,830/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,144
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,079
−HK$1,962/mo
Today · 4.125%
HK$76,041
baseline
▲ 0.50% · 4.625%
HK$80,050
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,082/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,377
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,971
−HK$2,635/mo
Today · 4.125%
HK$88,606
baseline
▲ 0.50% · 4.625%
HK$93,997
+HK$5,391/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,212/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,756
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,244
−HK$2,524/mo
Today · 4.125%
HK$97,768
baseline
▲ 0.50% · 4.625%
HK$102,921
+HK$5,153/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,536/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,379 · Scale 2, in force from 26 Feb 2026)