LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,322
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,763
−HK$1,464/mo
Today · 4.125%
HK$49,227
baseline
▲ 0.50% · 4.625%
HK$52,223
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,454/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,533
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,915
−HK$1,402/mo
Today · 4.125%
HK$54,317
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,634/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,587
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,316
−HK$1,757/mo
Today · 4.125%
HK$59,073
baseline
▲ 0.50% · 4.625%
HK$62,667
+HK$3,594/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,146/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,840
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,498
−HK$1,683/mo
Today · 4.125%
HK$65,181
baseline
▲ 0.50% · 4.625%
HK$68,617
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,362/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,851
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,869
−HK$2,049/mo
Today · 4.125%
HK$68,918
baseline
▲ 0.50% · 4.625%
HK$73,112
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,836/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,146
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,081
−HK$1,963/mo
Today · 4.125%
HK$76,044
baseline
▲ 0.50% · 4.625%
HK$80,053
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,088/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,380
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,974
−HK$2,635/mo
Today · 4.125%
HK$88,609
baseline
▲ 0.50% · 4.625%
HK$94,001
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,218/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,760
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,248
−HK$2,523/mo
Today · 4.125%
HK$97,771
baseline
▲ 0.50% · 4.625%
HK$102,925
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,542/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,456 · Scale 2, in force from 26 Feb 2026)