LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,323
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,464/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$52,223
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,534
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,916
−HK$1,402/mo
Today · 4.125%
HK$54,318
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,636/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,587
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,316
−HK$1,757/mo
Today · 4.125%
HK$59,073
baseline
▲ 0.50% · 4.625%
HK$62,668
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,146/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,840
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,499
−HK$1,682/mo
Today · 4.125%
HK$65,181
baseline
▲ 0.50% · 4.625%
HK$68,617
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,362/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,852
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,869
−HK$2,050/mo
Today · 4.125%
HK$68,919
baseline
▲ 0.50% · 4.625%
HK$73,112
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,838/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,147
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,082
−HK$1,963/mo
Today · 4.125%
HK$76,045
baseline
▲ 0.50% · 4.625%
HK$80,053
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,090/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,381
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,975
−HK$2,635/mo
Today · 4.125%
HK$88,610
baseline
▲ 0.50% · 4.625%
HK$94,001
+HK$5,391/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,220/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,760
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,248
−HK$2,524/mo
Today · 4.125%
HK$97,772
baseline
▲ 0.50% · 4.625%
HK$102,926
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,544/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,471 · Scale 2, in force from 26 Feb 2026)