LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,323
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,464/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$52,224
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,534
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,916
−HK$1,402/mo
Today · 4.125%
HK$54,318
baseline
▲ 0.50% · 4.625%
HK$57,182
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,636/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,588
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,317
−HK$1,757/mo
Today · 4.125%
HK$59,074
baseline
▲ 0.50% · 4.625%
HK$62,668
+HK$3,594/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,148/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,841
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,500
−HK$1,682/mo
Today · 4.125%
HK$65,182
baseline
▲ 0.50% · 4.625%
HK$68,618
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,364/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,853
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$2,049/mo
Today · 4.125%
HK$68,919
baseline
▲ 0.50% · 4.625%
HK$73,113
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,838/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,148
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,083
−HK$1,963/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,054
+HK$4,008/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,382
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,976
−HK$2,635/mo
Today · 4.125%
HK$88,611
baseline
▲ 0.50% · 4.625%
HK$94,003
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,222/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,762
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,249
−HK$2,524/mo
Today · 4.125%
HK$97,773
baseline
▲ 0.50% · 4.625%
HK$102,927
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,546/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,497 · Scale 2, in force from 26 Feb 2026)