LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,324
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,765
−HK$1,464/mo
Today · 4.125%
HK$49,229
baseline
▲ 0.50% · 4.625%
HK$52,224
+HK$2,995/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,458/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,917
−HK$1,402/mo
Today · 4.125%
HK$54,319
baseline
▲ 0.50% · 4.625%
HK$57,183
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,638/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,589
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,318
−HK$1,757/mo
Today · 4.125%
HK$59,075
baseline
▲ 0.50% · 4.625%
HK$62,669
+HK$3,594/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,150/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,842
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,501
−HK$1,682/mo
Today · 4.125%
HK$65,183
baseline
▲ 0.50% · 4.625%
HK$68,619
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,366/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,854
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,871
−HK$2,050/mo
Today · 4.125%
HK$68,921
baseline
▲ 0.50% · 4.625%
HK$73,114
+HK$4,193/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,842/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,149
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,084
−HK$1,963/mo
Today · 4.125%
HK$76,047
baseline
▲ 0.50% · 4.625%
HK$80,056
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,094/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,383
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,977
−HK$2,635/mo
Today · 4.125%
HK$88,612
baseline
▲ 0.50% · 4.625%
HK$94,004
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,224/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,763
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,251
−HK$2,524/mo
Today · 4.125%
HK$97,775
baseline
▲ 0.50% · 4.625%
HK$102,929
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,550/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,529 · Scale 2, in force from 26 Feb 2026)