LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,325
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,766
−HK$1,464/mo
Today · 4.125%
HK$49,230
baseline
▲ 0.50% · 4.625%
HK$52,226
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,460/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,536
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,918
−HK$1,403/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,590
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,319
−HK$1,757/mo
Today · 4.125%
HK$59,076
baseline
▲ 0.50% · 4.625%
HK$62,671
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,152/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,844
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,502
−HK$1,683/mo
Today · 4.125%
HK$65,185
baseline
▲ 0.50% · 4.625%
HK$68,621
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,370/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,855
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,873
−HK$2,049/mo
Today · 4.125%
HK$68,922
baseline
▲ 0.50% · 4.625%
HK$73,116
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,844/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,151
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$1,963/mo
Today · 4.125%
HK$76,049
baseline
▲ 0.50% · 4.625%
HK$80,058
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,098/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,385
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,979
−HK$2,635/mo
Today · 4.125%
HK$88,614
baseline
▲ 0.50% · 4.625%
HK$94,006
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,228/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,765
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,253
−HK$2,524/mo
Today · 4.125%
HK$97,777
baseline
▲ 0.50% · 4.625%
HK$102,931
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,554/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,577 · Scale 2, in force from 26 Feb 2026)