LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,326
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,767
−HK$1,464/mo
Today · 4.125%
HK$49,231
baseline
▲ 0.50% · 4.625%
HK$52,227
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,462/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,538
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,920
−HK$1,402/mo
Today · 4.125%
HK$54,322
baseline
▲ 0.50% · 4.625%
HK$57,185
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,644/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,592
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,321
−HK$1,757/mo
Today · 4.125%
HK$59,078
baseline
▲ 0.50% · 4.625%
HK$62,673
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,156/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,845
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,504
−HK$1,683/mo
Today · 4.125%
HK$65,187
baseline
▲ 0.50% · 4.625%
HK$68,623
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,374/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,857
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,874
−HK$2,050/mo
Today · 4.125%
HK$68,924
baseline
▲ 0.50% · 4.625%
HK$73,118
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,848/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,153
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,088
−HK$1,963/mo
Today · 4.125%
HK$76,051
baseline
▲ 0.50% · 4.625%
HK$80,060
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,102/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,388
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,981
−HK$2,636/mo
Today · 4.125%
HK$88,617
baseline
▲ 0.50% · 4.625%
HK$94,009
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,234/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,768
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,256
−HK$2,524/mo
Today · 4.125%
HK$97,780
baseline
▲ 0.50% · 4.625%
HK$102,934
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,560/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,632 · Scale 2, in force from 26 Feb 2026)