LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,327
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,768
−HK$1,464/mo
Today · 4.125%
HK$49,232
baseline
▲ 0.50% · 4.625%
HK$52,228
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,464/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,539
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,921
−HK$1,402/mo
Today · 4.125%
HK$54,323
baseline
▲ 0.50% · 4.625%
HK$57,186
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,646/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,593
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,322
−HK$1,757/mo
Today · 4.125%
HK$59,079
baseline
▲ 0.50% · 4.625%
HK$62,674
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,158/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,846
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,505
−HK$1,683/mo
Today · 4.125%
HK$65,188
baseline
▲ 0.50% · 4.625%
HK$68,624
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,376/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,858
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,875
−HK$2,050/mo
Today · 4.125%
HK$68,925
baseline
▲ 0.50% · 4.625%
HK$73,119
+HK$4,194/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$137,850/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,154
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,089
−HK$1,963/mo
Today · 4.125%
HK$76,052
baseline
▲ 0.50% · 4.625%
HK$80,061
+HK$4,009/mo
Deposit HK$6.09M · loan HK$14.22M · min. income ≈ HK$152,104/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,389
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,983
−HK$2,635/mo
Today · 4.125%
HK$88,618
baseline
▲ 0.50% · 4.625%
HK$94,010
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$177,236/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,769
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,257
−HK$2,524/mo
Today · 4.125%
HK$97,781
baseline
▲ 0.50% · 4.625%
HK$102,936
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.28M · min. income ≈ HK$195,562/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,665 · Scale 2, in force from 26 Feb 2026)