LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,329
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,770
−HK$1,464/mo
Today · 4.125%
HK$49,234
baseline
▲ 0.50% · 4.625%
HK$52,230
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,468/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,540
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,922
−HK$1,403/mo
Today · 4.125%
HK$54,325
baseline
▲ 0.50% · 4.625%
HK$57,188
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,650/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,594
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,324
−HK$1,756/mo
Today · 4.125%
HK$59,080
baseline
▲ 0.50% · 4.625%
HK$62,675
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,160/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,848
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,507
−HK$1,682/mo
Today · 4.125%
HK$65,189
baseline
▲ 0.50% · 4.625%
HK$68,626
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,378/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,860
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,877
−HK$2,050/mo
Today · 4.125%
HK$68,927
baseline
▲ 0.50% · 4.625%
HK$73,121
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,854/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,156
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,091
−HK$1,963/mo
Today · 4.125%
HK$76,054
baseline
▲ 0.50% · 4.625%
HK$80,063
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,108/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,391
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,985
−HK$2,636/mo
Today · 4.125%
HK$88,621
baseline
▲ 0.50% · 4.625%
HK$94,013
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,242/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,772
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,260
−HK$2,524/mo
Today · 4.125%
HK$97,784
baseline
▲ 0.50% · 4.625%
HK$102,939
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,568/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,725 · Scale 2, in force from 26 Feb 2026)