LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,329
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,770
−HK$1,464/mo
Today · 4.125%
HK$49,234
baseline
▲ 0.50% · 4.625%
HK$52,230
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,468/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,540
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,923
−HK$1,402/mo
Today · 4.125%
HK$54,325
baseline
▲ 0.50% · 4.625%
HK$57,189
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,650/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,595
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,324
−HK$1,757/mo
Today · 4.125%
HK$59,081
baseline
▲ 0.50% · 4.625%
HK$62,676
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,162/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,848
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,507
−HK$1,683/mo
Today · 4.125%
HK$65,190
baseline
▲ 0.50% · 4.625%
HK$68,626
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,380/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,860
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,878
−HK$2,050/mo
Today · 4.125%
HK$68,928
baseline
▲ 0.50% · 4.625%
HK$73,122
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,856/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,157
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,092
−HK$1,963/mo
Today · 4.125%
HK$76,055
baseline
▲ 0.50% · 4.625%
HK$80,064
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,110/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,392
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,986
−HK$2,635/mo
Today · 4.125%
HK$88,621
baseline
▲ 0.50% · 4.625%
HK$94,014
+HK$5,393/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,242/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,773
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,261
−HK$2,524/mo
Today · 4.125%
HK$97,785
baseline
▲ 0.50% · 4.625%
HK$102,939
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,570/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,739 · Scale 2, in force from 26 Feb 2026)