LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,330
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,464/mo
Today · 4.125%
HK$49,235
baseline
▲ 0.50% · 4.625%
HK$52,231
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,470/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,541
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,402/mo
Today · 4.125%
HK$54,326
baseline
▲ 0.50% · 4.625%
HK$57,189
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,652/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,325
−HK$1,757/mo
Today · 4.125%
HK$59,082
baseline
▲ 0.50% · 4.625%
HK$62,677
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,164/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,849
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,508
−HK$1,683/mo
Today · 4.125%
HK$65,191
baseline
▲ 0.50% · 4.625%
HK$68,627
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,382/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,861
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,879
−HK$2,050/mo
Today · 4.125%
HK$68,929
baseline
▲ 0.50% · 4.625%
HK$73,123
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,858/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,158
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,093
−HK$1,963/mo
Today · 4.125%
HK$76,056
baseline
▲ 0.50% · 4.625%
HK$80,065
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,112/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,393
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,987
−HK$2,636/mo
Today · 4.125%
HK$88,623
baseline
▲ 0.50% · 4.625%
HK$94,015
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,246/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,774
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,262
−HK$2,524/mo
Today · 4.125%
HK$97,786
baseline
▲ 0.50% · 4.625%
HK$102,941
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,572/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,771 · Scale 2, in force from 26 Feb 2026)