LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,330
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,464/mo
Today · 4.125%
HK$49,235
baseline
▲ 0.50% · 4.625%
HK$52,231
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,470/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,402/mo
Today · 4.125%
HK$54,326
baseline
▲ 0.50% · 4.625%
HK$57,190
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,652/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,325
−HK$1,757/mo
Today · 4.125%
HK$59,082
baseline
▲ 0.50% · 4.625%
HK$62,678
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,164/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,850
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,509
−HK$1,683/mo
Today · 4.125%
HK$65,192
baseline
▲ 0.50% · 4.625%
HK$68,628
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,384/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,862
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,880
−HK$2,050/mo
Today · 4.125%
HK$68,930
baseline
▲ 0.50% · 4.625%
HK$73,124
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,860/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,158
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,094
−HK$1,963/mo
Today · 4.125%
HK$76,057
baseline
▲ 0.50% · 4.625%
HK$80,066
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,114/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,394
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,988
−HK$2,636/mo
Today · 4.125%
HK$88,624
baseline
▲ 0.50% · 4.625%
HK$94,016
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,248/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,775
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,263
−HK$2,525/mo
Today · 4.125%
HK$97,788
baseline
▲ 0.50% · 4.625%
HK$102,942
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,576/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,794 · Scale 2, in force from 26 Feb 2026)