LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,331
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,772
−HK$1,464/mo
Today · 4.125%
HK$49,236
baseline
▲ 0.50% · 4.625%
HK$52,232
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,472/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,925
−HK$1,402/mo
Today · 4.125%
HK$54,327
baseline
▲ 0.50% · 4.625%
HK$57,191
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,654/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,597
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,326
−HK$1,757/mo
Today · 4.125%
HK$59,083
baseline
▲ 0.50% · 4.625%
HK$62,678
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,166/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,851
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,510
−HK$1,682/mo
Today · 4.125%
HK$65,192
baseline
▲ 0.50% · 4.625%
HK$68,629
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,384/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,863
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,880
−HK$2,050/mo
Today · 4.125%
HK$68,930
baseline
▲ 0.50% · 4.625%
HK$73,125
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,860/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,159
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,095
−HK$1,963/mo
Today · 4.125%
HK$76,058
baseline
▲ 0.50% · 4.625%
HK$80,067
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,116/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,395
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,989
−HK$2,636/mo
Today · 4.125%
HK$88,625
baseline
▲ 0.50% · 4.625%
HK$94,017
+HK$5,392/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,250/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,776
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,264
−HK$2,525/mo
Today · 4.125%
HK$97,789
baseline
▲ 0.50% · 4.625%
HK$102,943
+HK$5,154/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,578/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,817 · Scale 2, in force from 26 Feb 2026)