LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,334
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,775
−HK$1,464/mo
Today · 4.125%
HK$49,239
baseline
▲ 0.50% · 4.625%
HK$52,235
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,478/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,546
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,928
−HK$1,403/mo
Today · 4.125%
HK$54,331
baseline
▲ 0.50% · 4.625%
HK$57,194
+HK$2,863/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,662/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,600
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,330
−HK$1,757/mo
Today · 4.125%
HK$59,087
baseline
▲ 0.50% · 4.625%
HK$62,682
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,174/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,855
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,514
−HK$1,683/mo
Today · 4.125%
HK$65,197
baseline
▲ 0.50% · 4.625%
HK$68,633
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,394/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,867
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,885
−HK$2,050/mo
Today · 4.125%
HK$68,935
baseline
▲ 0.50% · 4.625%
HK$73,129
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,870/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,164
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,099
−HK$1,964/mo
Today · 4.125%
HK$76,063
baseline
▲ 0.50% · 4.625%
HK$80,072
+HK$4,009/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,126/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,400
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,995
−HK$2,635/mo
Today · 4.125%
HK$88,630
baseline
▲ 0.50% · 4.625%
HK$94,023
+HK$5,393/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,260/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,782
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,271
−HK$2,524/mo
Today · 4.125%
HK$97,795
baseline
▲ 0.50% · 4.625%
HK$102,950
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,590/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,947 · Scale 2, in force from 26 Feb 2026)