LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,334
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,775
−HK$1,465/mo
Today · 4.125%
HK$49,240
baseline
▲ 0.50% · 4.625%
HK$52,236
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,480/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,546
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,929
−HK$1,402/mo
Today · 4.125%
HK$54,331
baseline
▲ 0.50% · 4.625%
HK$57,195
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,662/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,601
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,330
−HK$1,757/mo
Today · 4.125%
HK$59,087
baseline
▲ 0.50% · 4.625%
HK$62,683
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,174/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,855
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,514
−HK$1,683/mo
Today · 4.125%
HK$65,197
baseline
▲ 0.50% · 4.625%
HK$68,634
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,394/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,868
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,885
−HK$2,050/mo
Today · 4.125%
HK$68,935
baseline
▲ 0.50% · 4.625%
HK$73,130
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,870/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,165
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,100
−HK$1,963/mo
Today · 4.125%
HK$76,063
baseline
▲ 0.50% · 4.625%
HK$80,073
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,126/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,401
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,995
−HK$2,636/mo
Today · 4.125%
HK$88,631
baseline
▲ 0.50% · 4.625%
HK$94,024
+HK$5,393/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,262/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,783
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,271
−HK$2,525/mo
Today · 4.125%
HK$97,796
baseline
▲ 0.50% · 4.625%
HK$102,951
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,592/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$781,966 · Scale 2, in force from 26 Feb 2026)