LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,336
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,464/mo
Today · 4.125%
HK$49,241
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,482/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,548
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,402/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,197
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,603
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,333
−HK$1,757/mo
Today · 4.125%
HK$59,090
baseline
▲ 0.50% · 4.625%
HK$62,685
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,180/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,858
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,517
−HK$1,683/mo
Today · 4.125%
HK$65,200
baseline
▲ 0.50% · 4.625%
HK$68,636
+HK$3,436/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,400/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,870
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,888
−HK$2,050/mo
Today · 4.125%
HK$68,938
baseline
▲ 0.50% · 4.625%
HK$73,133
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,876/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,167
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,103
−HK$1,963/mo
Today · 4.125%
HK$76,066
baseline
▲ 0.50% · 4.625%
HK$80,076
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,132/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,404
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$85,999
−HK$2,636/mo
Today · 4.125%
HK$88,635
baseline
▲ 0.50% · 4.625%
HK$94,028
+HK$5,393/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,270/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,787
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,275
−HK$2,525/mo
Today · 4.125%
HK$97,800
baseline
▲ 0.50% · 4.625%
HK$102,955
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,600/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,043 · Scale 2, in force from 26 Feb 2026)