LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,336
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,778
−HK$1,464/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,403/mo
Today · 4.125%
HK$54,334
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,668/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,603
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,333
−HK$1,757/mo
Today · 4.125%
HK$59,090
baseline
▲ 0.50% · 4.625%
HK$62,686
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,180/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,858
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,517
−HK$1,683/mo
Today · 4.125%
HK$65,200
baseline
▲ 0.50% · 4.625%
HK$68,637
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,400/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,871
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,889
−HK$2,050/mo
Today · 4.125%
HK$68,939
baseline
▲ 0.50% · 4.625%
HK$73,133
+HK$4,194/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$137,878/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,168
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,104
−HK$1,963/mo
Today · 4.125%
HK$76,067
baseline
▲ 0.50% · 4.625%
HK$80,077
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.22M · min. income ≈ HK$152,134/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,405
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$86,000
−HK$2,635/mo
Today · 4.125%
HK$88,635
baseline
▲ 0.50% · 4.625%
HK$94,029
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,270/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,787
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,276
−HK$2,524/mo
Today · 4.125%
HK$97,800
baseline
▲ 0.50% · 4.625%
HK$102,956
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,600/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,063 · Scale 2, in force from 26 Feb 2026)