LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,339
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,781
−HK$1,464/mo
Today · 4.125%
HK$49,245
baseline
▲ 0.50% · 4.625%
HK$52,242
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,490/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,935
−HK$1,402/mo
Today · 4.125%
HK$54,337
baseline
▲ 0.50% · 4.625%
HK$57,201
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,674/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,607
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,337
−HK$1,757/mo
Today · 4.125%
HK$59,094
baseline
▲ 0.50% · 4.625%
HK$62,690
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,188/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,862
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,521
−HK$1,684/mo
Today · 4.125%
HK$65,205
baseline
▲ 0.50% · 4.625%
HK$68,642
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,410/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,875
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,893
−HK$2,050/mo
Today · 4.125%
HK$68,943
baseline
▲ 0.50% · 4.625%
HK$73,138
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,886/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,173
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,108
−HK$1,964/mo
Today · 4.125%
HK$76,072
baseline
▲ 0.50% · 4.625%
HK$80,082
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,144/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,411
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$86,005
−HK$2,636/mo
Today · 4.125%
HK$88,641
baseline
▲ 0.50% · 4.625%
HK$94,035
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,282/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,793
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,282
−HK$2,525/mo
Today · 4.125%
HK$97,807
baseline
▲ 0.50% · 4.625%
HK$102,962
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,614/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,195 · Scale 2, in force from 26 Feb 2026)