LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,340
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,781
−HK$1,465/mo
Today · 4.125%
HK$49,246
baseline
▲ 0.50% · 4.625%
HK$52,242
+HK$2,996/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,492/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,935
−HK$1,403/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,202
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,337
−HK$1,758/mo
Today · 4.125%
HK$59,095
baseline
▲ 0.50% · 4.625%
HK$62,690
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,190/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,863
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,522
−HK$1,683/mo
Today · 4.125%
HK$65,205
baseline
▲ 0.50% · 4.625%
HK$68,642
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,410/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,876
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,894
−HK$2,050/mo
Today · 4.125%
HK$68,944
baseline
▲ 0.50% · 4.625%
HK$73,139
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,888/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,173
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,109
−HK$1,964/mo
Today · 4.125%
HK$76,073
baseline
▲ 0.50% · 4.625%
HK$80,083
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,146/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,411
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,006
−HK$2,636/mo
Today · 4.125%
HK$88,642
baseline
▲ 0.50% · 4.625%
HK$94,036
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,284/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,794
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,283
−HK$2,525/mo
Today · 4.125%
HK$97,808
baseline
▲ 0.50% · 4.625%
HK$102,963
+HK$5,155/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,616/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,213 · Scale 2, in force from 26 Feb 2026)