LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,340
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,782
−HK$1,464/mo
Today · 4.125%
HK$49,246
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,492/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,553
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,936
−HK$1,402/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,203
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,338
−HK$1,758/mo
Today · 4.125%
HK$59,096
baseline
▲ 0.50% · 4.625%
HK$62,691
+HK$3,595/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,192/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,864
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,523
−HK$1,683/mo
Today · 4.125%
HK$65,206
baseline
▲ 0.50% · 4.625%
HK$68,643
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,412/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,877
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,895
−HK$2,050/mo
Today · 4.125%
HK$68,945
baseline
▲ 0.50% · 4.625%
HK$73,140
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,890/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,175
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,110
−HK$1,964/mo
Today · 4.125%
HK$76,074
baseline
▲ 0.50% · 4.625%
HK$80,084
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,148/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,413
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$86,007
−HK$2,636/mo
Today · 4.125%
HK$88,643
baseline
▲ 0.50% · 4.625%
HK$94,037
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,286/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,796
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,285
−HK$2,524/mo
Today · 4.125%
HK$97,809
baseline
▲ 0.50% · 4.625%
HK$102,965
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,618/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,245 · Scale 2, in force from 26 Feb 2026)