LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,345
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,786
−HK$1,465/mo
Today · 4.125%
HK$49,251
baseline
▲ 0.50% · 4.625%
HK$52,248
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,502/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,558
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,941
−HK$1,402/mo
Today · 4.125%
HK$54,343
baseline
▲ 0.50% · 4.625%
HK$57,208
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,686/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,613
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,343
−HK$1,758/mo
Today · 4.125%
HK$59,101
baseline
▲ 0.50% · 4.625%
HK$62,697
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,202/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,869
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,529
−HK$1,683/mo
Today · 4.125%
HK$65,212
baseline
▲ 0.50% · 4.625%
HK$68,649
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,424/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,882
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,901
−HK$2,050/mo
Today · 4.125%
HK$68,951
baseline
▲ 0.50% · 4.625%
HK$73,147
+HK$4,196/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,902/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,181
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,117
−HK$1,964/mo
Today · 4.125%
HK$76,081
baseline
▲ 0.50% · 4.625%
HK$80,091
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,162/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,420
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,015
−HK$2,636/mo
Today · 4.125%
HK$88,651
baseline
▲ 0.50% · 4.625%
HK$94,046
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,302/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,804
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,293
−HK$2,525/mo
Today · 4.125%
HK$97,818
baseline
▲ 0.50% · 4.625%
HK$102,974
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,636/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,427 · Scale 2, in force from 26 Feb 2026)