LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,345
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,787
−HK$1,464/mo
Today · 4.125%
HK$49,251
baseline
▲ 0.50% · 4.625%
HK$52,248
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,502/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,558
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,941
−HK$1,403/mo
Today · 4.125%
HK$54,344
baseline
▲ 0.50% · 4.625%
HK$57,209
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,688/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,614
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,344
−HK$1,758/mo
Today · 4.125%
HK$59,102
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,204/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,870
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,529
−HK$1,684/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$68,650
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,883
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,901
−HK$2,051/mo
Today · 4.125%
HK$68,952
baseline
▲ 0.50% · 4.625%
HK$73,147
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,904/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,182
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,118
−HK$1,964/mo
Today · 4.125%
HK$76,082
baseline
▲ 0.50% · 4.625%
HK$80,092
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,164/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,421
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,016
−HK$2,636/mo
Today · 4.125%
HK$88,652
baseline
▲ 0.50% · 4.625%
HK$94,047
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,304/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,805
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,294
−HK$2,525/mo
Today · 4.125%
HK$97,819
baseline
▲ 0.50% · 4.625%
HK$102,975
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,638/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,452 · Scale 2, in force from 26 Feb 2026)