LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,346
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,464/mo
Today · 4.125%
HK$49,252
baseline
▲ 0.50% · 4.625%
HK$52,249
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,504/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,560
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,942
−HK$1,403/mo
Today · 4.125%
HK$54,345
baseline
▲ 0.50% · 4.625%
HK$57,210
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,690/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,615
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,345
−HK$1,758/mo
Today · 4.125%
HK$59,103
baseline
▲ 0.50% · 4.625%
HK$62,699
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$118,206/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,872
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,531
−HK$1,683/mo
Today · 4.125%
HK$65,214
baseline
▲ 0.50% · 4.625%
HK$68,652
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.19M · min. income ≈ HK$130,428/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,885
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,903
−HK$2,050/mo
Today · 4.125%
HK$68,953
baseline
▲ 0.50% · 4.625%
HK$73,149
+HK$4,196/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,906/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,183
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,119
−HK$1,964/mo
Today · 4.125%
HK$76,083
baseline
▲ 0.50% · 4.625%
HK$80,094
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,166/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,423
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,018
−HK$2,636/mo
Today · 4.125%
HK$88,654
baseline
▲ 0.50% · 4.625%
HK$94,049
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,308/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,807
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,296
−HK$2,525/mo
Today · 4.125%
HK$97,821
baseline
▲ 0.50% · 4.625%
HK$102,978
+HK$5,157/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,642/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$782,498 · Scale 2, in force from 26 Feb 2026)