LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,346
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,465/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,560
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,402/mo
Today · 4.125%
HK$54,345
baseline
▲ 0.50% · 4.625%
HK$57,210
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,690/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,616
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,346
−HK$1,757/mo
Today · 4.125%
HK$59,103
baseline
▲ 0.50% · 4.625%
HK$62,699
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,206/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,872
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,531
−HK$1,684/mo
Today · 4.125%
HK$65,215
baseline
▲ 0.50% · 4.625%
HK$68,652
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,430/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,885
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,903
−HK$2,051/mo
Today · 4.125%
HK$68,954
baseline
▲ 0.50% · 4.625%
HK$73,149
+HK$4,195/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,908/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,184
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,120
−HK$1,964/mo
Today · 4.125%
HK$76,084
baseline
▲ 0.50% · 4.625%
HK$80,094
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,168/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,423
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,018
−HK$2,637/mo
Today · 4.125%
HK$88,655
baseline
▲ 0.50% · 4.625%
HK$94,049
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,310/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,808
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,297
−HK$2,525/mo
Today · 4.125%
HK$97,822
baseline
▲ 0.50% · 4.625%
HK$102,978
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,644/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,505 · Scale 2, in force from 26 Feb 2026)